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Company RRSP
Company RRSP
Company RRSP
A company RRSP also known as Group RRSP plan (Registered Retirement Savings Plan) is an employer-sponsored retirement savings plan in Canada. It allows employees to contribute to their retirement savings on a tax-deferred basis, and in some cases, employers may also contribute to the plan on behalf of employees.
The key benefits of a com
A company RRSP also known as Group RRSP plan (Registered Retirement Savings Plan) is an employer-sponsored retirement savings plan in Canada. It allows employees to contribute to their retirement savings on a tax-deferred basis, and in some cases, employers may also contribute to the plan on behalf of employees.
The key benefits of a company RRSP include:
- Tax-deferred growth
- Potential employer contributions (matching or other forms of support)
- Lowering taxable income for employees through contributions
RRSP
Company RRSP
Company RRSP
A Registered Retirement Savings Plan (RRSP) is a government-approved investment account designed to help Canadians save for retirement while enjoying tax advantages. Contributions to an RRSP are tax-deductible, meaning they reduce your taxable income for the year, helping you save on taxes. Additionally, your investments grow tax-deferre
A Registered Retirement Savings Plan (RRSP) is a government-approved investment account designed to help Canadians save for retirement while enjoying tax advantages. Contributions to an RRSP are tax-deductible, meaning they reduce your taxable income for the year, helping you save on taxes. Additionally, your investments grow tax-deferred, allowing your savings to compound faster over time.
RRSPs can hold various investment types, including mutual funds, stocks, bonds, GICs, and ETFs, offering flexibility to match your financial goals.
An RRSP is a powerful tool for long-term financial security, ensuring you have the resources needed for a comfortable retirement.
RESP
RESP
RESP
A Registered Education Savings Plan (RESP) is a tax-advantaged investment account designed to help parents and guardians save for a child’s post-secondary education.
RESPs can be used for tuition, books, housing, and other educational expenses at universities, colleges, trade schools, and other eligible institutions.
An RESP is a smart w
A Registered Education Savings Plan (RESP) is a tax-advantaged investment account designed to help parents and guardians save for a child’s post-secondary education.
RESPs can be used for tuition, books, housing, and other educational expenses at universities, colleges, trade schools, and other eligible institutions.
An RESP is a smart way to invest in a child’s future, ensuring they have the financial support needed to pursue higher education without excessive debt.
RDSP
RESP
RESP
A Registered Disability Savings Plan (RDSP) is a long-term savings plan designed to help Canadians with disabilities and their families save for the future. Contributions to an RDSP grow tax-free, and while they are not tax-deductible, the plan offers significant government grants and bonds to boost savings.
TFSA
Mortgage loans
TFSA
A Tax-Free Savings Account (TFSA) is a flexible, tax-advantaged investment account that allows Canadians to grow their money tax-free. Unlike an RRSP, contributions to a TFSA are not tax-deductible, but any investment growth, interest, dividends, and withdrawals are completely tax-free.
FHSA
Mortgage loans
TFSA
A First Home Savings Account (FHSA) is a tax-advantaged savings plan designed to help first-time homebuyers in Canada save for their first home. It combines the benefits of both an RRSP (tax-deductible contributions) and a TFSA (tax-free withdrawals) to make homeownership more accessible.
To qualify, you must be a Canadian resident, at le
A First Home Savings Account (FHSA) is a tax-advantaged savings plan designed to help first-time homebuyers in Canada save for their first home. It combines the benefits of both an RRSP (tax-deductible contributions) and a TFSA (tax-free withdrawals) to make homeownership more accessible.
To qualify, you must be a Canadian resident, at least 18 years old, and a first-time homebuyer (not owned a home in the past four years).
The FHSA is a powerful tool for Canadians looking to enter the housing market with tax-free savings and investment growth.
Mortgage loans
Mortgage loans
Financial Needs Analysis
Through our strategic partnership with Eight Twelve Mortgage Company, a leading provider of mortgage services we at N+R financial group are able to offer our clients a broad selection of mortgage loan options, tailored to fit their unique financial goals. Whether you're looking for a first home mortgage, refinancing, or specialized loan p
Through our strategic partnership with Eight Twelve Mortgage Company, a leading provider of mortgage services we at N+R financial group are able to offer our clients a broad selection of mortgage loan options, tailored to fit their unique financial goals. Whether you're looking for a first home mortgage, refinancing, or specialized loan programs, we provide expert guidance every step of the way. Our partnership allows us to deliver exceptional service, competitive rates, and customized solutions to ensure our clients make informed and confident decisions. Together, we are committed to helping you secure the right mortgage for your future.
Financial Needs Analysis
Financial Needs Analysis
Financial Needs Analysis
If you're like many people, you're in the dark about your finances. You pay your bills each month and do your best to prepare for the future. But the truth is, there's only so much money to go around and preparing for the future can be overwhelming.
To help families better understand their personal finances, N+R financial group offers the
If you're like many people, you're in the dark about your finances. You pay your bills each month and do your best to prepare for the future. But the truth is, there's only so much money to go around and preparing for the future can be overwhelming.
To help families better understand their personal finances, N+R financial group offers the Financial Needs Analysis*(FNA). The FNA gives a detailed overview of your current financial situation and suggests a personalized strategy for your financial security. The FNA is complimentary, confidential and customized for every family that we serve.
Debt Consolidation
Financial Needs Analysis
Debt Consolidation
Debt consolidation is the process of combining multiple debts, typically high-interest debts, into a single loan or payment plan. This is often done to simplify debt management, lower interest rates, and reduce monthly payments.